UK State Pension Forecasts UK or Overseas Resident
Published / Last Updated on 09/08/2024
State Pension Age Review and the Future
- State Pension age rises to 67 will take place as planned between 2026-2028.
- Review within two years of next Parliament to reconsider rise to age 68 to ensure the State Pension remains sustainable and fair across the generations.
- This is why you should keep track of your UK State Pension in addition to the fact that it usually forms a main part of your secure income in retirement to cover basic living expenses.
Where to get a UK State Pension Forecast …
Online – UK Residents Only
https://www.gov.uk/check-state-pension or Personal Tax Account https://www.gov.uk/personal-tax-account
BR19 Form – UK or Overseas Residents
https://www.gov.uk/government/publications/application-for-a-state-pension-statement
Newcastle Pension Centre, Futures Group
The Pension Service 9
Mail Handling Site A
Wolverhampton
WV98 1LU
Future Pension Centre - UK or Overseas Residents
https://www.gov.uk/future-pension-centre
Future Pension Centre helpline
Telephone: 0800 731 0175
Telephone from outside the UK: +44 (0)191 218 3600
State Pension If Live Overseas – see https://www.gov.uk/state-pension-if-you-retire-abroad
- This depends upon where you live and if sharing credits is allowed in the social security treaty between the UK and where you live.
- If you have social security benefits built up in both the UK and overseas, you may be able to get your UK social security credits transferred overseas to an overseas state pension or if you are better off, you will usually collect a separate UK state pension and a State Pension where you are resident (if you qualify).
- In addition, for many countries without a reciprocal social security treaty, your UK State Pension may remain level and not increase each as it does when you live in UK or some countries with a reciprocal social security treaty.
To get a state pension forecast when you are overseas, you will unlikely be able to use the online route (as DWP system does not recognise overseas addresses). You will need to use the BR19 Form or call Future Pension Centre Helpline
Bank accounts your state pension can be paid into when overseas:
Your State Pension can be paid into:
- a bank in the country you’re living in.
- a bank or building society in the UK.
You can use:
- an account in your name.
- a joint account.
- someone else’s account - if you have their permission and keep to the terms and conditions of the account.
You’ll need the international bank account number (IBAN) and bank identification code (BIC) numbers if you have an overseas account.
You’ll be paid in local currency - the amount you get may change due to exchange rates.
